40 Wise Quotes About Saving Money For Your Unlimited Success

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The saving habit is the foundation of your financial success  according to Napoleon Hill. Saving money provides you with the means to take advantage of situations and opportunities, whether it is starting a new business, going back to college, or buying stock shares when the market crashes.

You should note that there is a big difference between investing and saving, but both co-exist and have a place in your life. However, they play different roles. The way you carry out these two things will have a significant difference in your financial success and how wealthy you finally become. Saving money is whereby you park cash in savings accounts or securities that you can access after a limited amount of time. On the other hand, investing money is using your capital to purchase an asset that you think has a higher chance of generating returns over time.

You already know that saving money should be a priority, but you might not know how much you should save. You should not be drawn by the idea that saving more money is better than saving less. Although this makes sense, we all have different incomes, needs for saving, and lifestyles. The key to money-saving is to pay yourself first and this will influence your behavior. Put a considerable amount into savings before paying other bills.

To help inspire you to save more, here is a collection of quotes from wealthy people and celebrities that will keep you going on the right path toward saving and saying no to things you don’t need.

Quotes About Saving Money

1. “Do not save what is left after spending; instead spend what is left after saving.”– Warren Buffett

2. “Never assume that all is well when it comes to your savings or loans. Get a printout to ensure you know exactly what is happening.”– Warren Buffett

3. “The goal of an emergency fund is to bail you from going to jail while your savings account is about buying you more options. The role of investing is to give you more time freedom.”– David Angway

4. “if you spend more than you earn, it simply means that you might be having a serious problem which may be even mental.”– Anath Lee Wales

5. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”– Robert Kiyosaki

6. “Saving requires us to not get things now so that we can get bigger ones later.”– Jean Chatzky

7. “Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises.”– Aristotle

8. “The single biggest difference between financial success and financial failure is how well you manage your money. It’s simple: to master money, you must manage money.”– T. Harv Eker

9. “The world is divided into two kinds of people, those who spend a great deal of time saving money, and those who spend a great deal of money saving time.”– Peter Cochrane

10. “Marriage orients men and women toward the future, asking them not just to commit to each

other but to plan, to earn, to save, and to devote themselves to advancing their children’s prospects.”– Daniel Patric Moynihan

11. “By definition, saving – for anything – requires us to not get things now so that we can get bigger ones later.”– Jean Chatzky

12. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”– Dave Ramsey

13. “While money can’t buy happiness, it certainly lets you choose your own form of misery.”– Groucho Marx

14. “Too many people spend money they haven’t earned to buy things they don’t want, to impress people that they don’t like.”– Will Rogers

15. “Don’t tell me where your priorities are. Show me where you spend your money, and I’ll tell you what they are.”– James W. Frick

16. “Once you really accept that spending money doesn’t equal happiness, you have half the battle won.”– Ernest Callenbach

17. “The safe way to double your money is to fold it over once and put it in your pocket.”– Kin Hubbard

18. “Here’s how I think of my money – as soldiers – I send them out to war every day. I want them to take prisoners and come home, so there’s more of them.”– Kevin O’Leary

19. “Trade money for time, not time for money. You’re going to run out of time first.”– Naval Ravikant

20. “Spend your money on the things money can buy. Spend your time on the things money can’t buy.”– Haruki Murakami

21. “Wealth is not about having a lot of money; it’s about having a lot of options.”– Chris Rock

22. “I have too many credit cards. You know what happened? Someone stole one and I didn’t notice. I noticed when I got that bill. Whoa! It was so much less! I’m letting him keep it. I’m saving money!”– Rita Rudner

23. “If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.”– Henry Ford

24. “Without market prices for capital goods, accounting is not possible. You don’t know if you are making money or losing money, saving resources or wasting them, doing the right thing or not doing the right thing.”– Llewellyn Rockwell

25. “You have to love your work. You have to save money instead of spending all of it. Look for areas you can compete in. Work damn hard. Most importantly, you have to love it.”– John Gokongwei

26. “The definition of investment is the deferring ofpresent consumption for future consumption. So, you dohave to be willing to defer. And there are a couple of tricks that you can use to save money. One of them is simply to pay yourself first.”– William J. Bernstein

27. “I favor the policy of economy, not because I wish to save money, but because I wish to save people. The men and women of this country who toil are the ones who bear the cost of the Government. Every dollar that we carelessly waste means that their life will be so much the more meager. Every dollar that we save means that their life will be so much the more abundant. Economy is idealism in its most practical form.”– Calvin Coolidge

28. “Focus on all four of your net worth factors: increasing your income, increasing your savings, increasing your investment returns, and decreasing your cost of living by simplifying your lifestyle.”– T. Harv Eker

29. “A penny here, and a dollar there, placed at interest, goes on accumulating, and in this way the desired result is attained. It requires some training, perhaps, to accomplish this economy, but when once used to it, you will find there is more satisfaction in rational saving than in irrational spending.”– P. T. Barnum

30. “Shortly after I met my mentor he asked me, ‘Mr. Rohn, how much money have you saved and invested over the last six years?’ And I said, ‘None.’ He then asked, ‘Who sold you on that plan?”– Jim Rohn

31. “At the end of the day, saving money is really about efficiency. You simplify your life, and its overall quality inevitably gets better.”– Elizabeth Rogers

32. “It’s curious that only in Washington can you spend $2 billion and claim that you’re saving money.”– Rand Paul

33. ” People working in the private sector should try to save money. There remains the possibility that it may someday be valuable again.”– Norman Ralph Augustine

34. “People build continuity into their life: Places, friends and goals. We go to work on Monday with plans for Friday night, enroll as freshmen intending to be seniors and save money for retirement. We try to control what comes next and shape it to meet our will.”– Nathaniel Fick

35. “I think that much of the advice given to young men about saving money is wrong. I never saved a cent until I was forty years old. I invested in myself – in study, in mastering my tools, in preparation. Many a man who is putting a few dollars a week into the bank would do much better to put it into himself.”– Henry Ford

36. “If you’re still doing what mommy and daddy said for you to do (go to school, get a job, and save money), you’re losing.”– Robert Kiyosaki

37. “Savings represent much more than mere money value. They are the proof that the saver is worth something in himself. Any fool can waste; any fool can muddle; but it takes something more of a man to save and the more he saves the more of a man he makes of himself. Waste and extravagance unsettle a man’s mind for every crisis; thrift, which means some form of self-restraint, steadies it.”– Rudyard Kipling

38. “Teach economy. That is one of the first and highest virtues. It begins with saving money.”– Abraham Lincoln

39. “Investing now in safe-guarding people by helping them to adapt to climate change, will help save money and lives while building resilience.”– Michael Franti

40. “Clearly this is a tough economic time, and a lot of families are hurting. So when we talk to parents, we talk about small changes for kids and things that don’t cost extra money. Like adding water and eliminating sugary drinks and sodas. That’s going to save money right there. Or adding a few more vegetables.”– Michelle Obama

Related: Quotes about Investing in Yourself and Personal Growth Quotes


Everyone should make saving a priority. Saving allows you to take advantage of a niche whenever it arises. Moreover, with savings, you can counter the unforeseen events or circumstances that happen in our everyday lives.

The above quotes from wealthy and successful individuals will teach you the importance of the art of saving. Savings give you limitless possibilities in life and saving will protect you for a rainy day.